Police Brutality - Step 2

[aphar]

Next step after eliminating special treatment for government officials - require all law enforcement officers to carry indemnity
insurance, similar to malpractice insurance carried by physicians and dentists.
Police unions can organize that.
Then insurance companies can assess personal risk of each officer and place the price on police misconduct. Basically, a Derek Chauvin will not be able to afford such an insurance after a few official reprimands and will have to leave the police force.

Comments

[ymarkov]

Insurance companies are good to very good on rating group risk, not individual ones. The proposal can still work, but it will be much better at getting rid of bad officers post-incident rather than before.

[aphar]

Nevertheless, they do calculate premiums individually.
Also, not all incidents are lawsuite-worthy - a couple of reprimands and an officer becomes uninsurable.